Money Management and Investing Thread

I need investment options for one with no faith in the Federal Reserve note or the stock market, what are my options beyond precious metals and land?
 
Hmm. The Kiva loan thing is new to me, but I dig that Opus Dei was using hem for shenanigans. Precious metals are great for long term, risky for shorter periods. The bitcoin worries me despite liking parts of the concept. I looked into investing in foreign currency but that turned out to generally be risky and inconvenient.

So what type of rate is considered good in moderately secure investments nowadays?
 
Basically, outperform the market.

A 7% return is generally seen as an expected return on lower risk investments.

What has you so concerned that you're looking for such a narrowly focused investment?
 
I'm very risk averse in that I have low tolerance for losing money. However there is the opportunity cost of parking stuff in sound low-return investments. That's why I love precious metals, as the chance of losing money in the long run is practically zero.

Quantitative Easing has me very sure that we're soon to have inflation similar to the Wiemar Republic. The instant that oil stops being traded in US dollars, it's really over. The stock market is clearly being manipulated.
 
I'm very risk averse in that I have low tolerance for losing money. However there is the opportunity cost of parking stuff in sound low-return investments. That's why I love precious metals, as the chance of losing money in the long run is practically zero.

Quantitative Easing has me very sure that we're soon to have inflation similar to the Wiemar Republic. The instant that oil stops being traded in US dollars, it's really over. The stock market is clearly being manipulated.


Qe will raise interest rates or will create inflation. Both can be very destructive, especially if they happen fast. If you believe we're if for a calamity then borrowed money that gets heavily watered down is an option... For example a 30 year mortgage.

The market is rigged but perhaps differently than you're saying here. Read up on HFT... There's the scam.

For your concerns I'd suggest precious metals or borrowed money.

I share your concerns to a degree. People think qe is a free lunch.
 
So who do you think's going to replace Bernanke when his term expires early next year -- Janet Yellen? Compared to Larry Summers, Janet Yellen is a monetary dove. She has consistently argued that the Fed should do as much as possible to support the weak labor market and be less concerned with inflationary risks. With evidence building that the worldwide economy is steadily and meaningfully recovering from the Great Recession (with the U.S. leading the way) do you guys think that corporate earnings are poised to accelerate as business conditions improve? Do you foresee a demonstrably favorable environment for research-driven equity-picking value investing?

Yellen has already been selected, so its up to congress to approve her. She's who the market wanted.

The fed doesn't have too much power when it comes to the labor market. There are massive stockpiles of cash overseas, and a lot of political strife that is keeping hiring at bay. Also, technology. Fewer people can do more and a college degree is no more than a gumball machine diploma now... there just aren't enough jobs to feed the degrees.

Earnings will accelerate as long as as money remains cheap. But its a lot to ask of the fed, at some point business have to start taking risks.

Regarding value investing, depends on what you mean by value. Are you talking about equities that provide returns via dividends? Then yes. Money will cycle to non-cyclicals if sentiment stagnates, but you're never going to earn a return if the market loses the momentum, you're in a position to lose less than the next guy. Dow 16,000 is a high level. Its not going to stay here forever, the market needs to shed the bears to remain a sustainable move forward.
 

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