for fucks sake fwiffers you work in insurance. you don't think it would be in the best interest of the corporation to provide a safe and effective working environment for their employees?
but that's the rub of it all isn't it? these people aren't actually employees, they're "independent contractors", which allows the parent corporation to skirt and and all liability. which is exactly why they want to keep it that way.
As an insurance man - if you have no human employees and you keep paying for liability and comp premiums - I'm happy. No claims. If you have humans employees who never make claims - I'm happy. If you have human employees who slip, fall, or otherwise make claims - I raise your premium.
In no permutation of this scenario do I care about the insured corporation's people. I just want zero claims so I can park the premium into my asset management arm to make money. The moment claims and premiums equal - I lose my expensed lunches, travel and the office supply for printer and toilet paper.